Real Estate Terms - letter H



Real Estate Terms - letter H

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Letter H


Hazard insurance
Insurance coverage that compensates for physical damage to a property from fire, storm, sabotage, or other hazards.

Homeowner's insurance
An insurance policy that mix personal responsibility insurance and hazard insurance coverage for a house and its contents.

Homeowner warranty (HOW)
A type of insurance that covers repairs to particular parts of a house for a definite period of time. It is offered by the builder or property seller as a circumstance of the sale.

Housing expense ratio
The percentage of gross monthly income that goes toward paying housing expenses.

HUD median income
Median family income for a specific county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).



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